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Financial Services
Industry Collections
For Loan, Mortgage &
Credit Card Defaults

MetCredit. We get it.®
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Financial Services Debt Collection With a Focus on Respect

MetCredit is an experienced provider of loan default and deficiency recovery to banks and other lenders in the financial services sector. Since 1973 we have built a proud culture of respect and professionalism to protect your brand and quickly collect outstanding balances, defaults and deficiencies.

MetCredit’s scale and expertise as a truly national collection agency with physical offices in Vancouver, Edmonton, Toronto and Montréal enable us to collect consumer and commercial debt anywhere in Canada. Our proprietary automated communication technology, multilingual Canadian collection teams and online Live Chat make it easier for debtors to communicate and pay faster. It’s how we continually sustain among the industry’s highest collection rates, while providing unmatched care for the client’s reputation.

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Chartered Banks & Trust Companies

At MetCredit, we have been trusted by many of Canada’s big banks and trust companies to quickly recover defaults and outstanding balances from bank and trust company mortgages, loans, lines of credit, student loans and credit cards. Trust the professional finance recovery team at MetCredit to collect bank defaults quickly whether on individual deficiencies or large-scale lender portfolios.

Credit Unions

MetCredit’s unique commitment to a culture of respect has made us an ideal fit for our Credit Union clients. Because a Credit Union’s account-holders are also owners, the highest level of professionalism and respect are called for, and our experienced collection team delivers. Count on the professional loan recovery team at MetCredit to collect Credit Union loan defaults quickly.

Payday Loans & Alternative Lenders

Alternative lenders offering products such as payday loans, cash advances, installment loans and other higher-risk financing methods need a default recovery partner who works effectively and quickly. MetCredit’s experienced and professional collectors are adept at skip tracing and collecting in the toughest of circumstances, Canada-wide.

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Applied Artificial Intelligence for Faster Debt Collection

MetCredit leverages proprietary AI algorithms and predictive intelligence to know when a debtor is most likely and most able to make a payment. It’s one of the reasons no other collection agency collects faster or more effectively.

What our customers say

“As a national financer with a broad portfolio of lending products, we count on MetCredit to act as an ambassador of our reputation and our brand. I am pleased to report it has been a very successful engagement and we will again be renewing our contract.”

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Collect Debt the
Easy Way – Online.

Only at MetCredit.

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Load Unlimited
Customer Files
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Send Accounts
Day or Night
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See All Your Files
In One Place
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Get the Top-Performing Credit Bureau Reporting Collection Agency.

MetCredit’s nationwide leadership in the Debt Recovery and Commercial Collection Agency industries is rooted in a half-century of professional, reliable service with the highest ethical standards of conduct. We proudly sustain the debt recovery industry’s highest success rates, and numerous clients have trusted MetCredit for decades. We report delinquent and paid accounts to Transunion, Equifax and Dun & Bradstreet — as well as regional and specialized credit bureaus across Canada.

No collection agency works harder or collects faster.

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A legacy of homegrown excellence.

Founded in 1973, MetCredit’s leadership in the debt recovery and commercial collection agency industries is deeply rooted in an unwavering dedication to providing professional, reliable service and the highest ethical standards of conduct. Our practices and training are built around the importance of respect to our colleagues, our clients, their customers—and our clients’ brands. It’s central to our Code of Ethics and a critical focus that distinguishes us from all other collection agencies.

Code of ethics

Business owners know they’ll encounter hard to collect accounts receivable during their company journey. It’s ok to lean into MetCredit’s expertise. Be proactive and talk to us now, so you know exactly how to handle that scenario.

Know us. For when you need us.
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Financial Services Providers, Banks, Credit Unions & Other Lenders Collections Canada-Wide Trust MetCredit To Recover Defaults Quickly & Professionally.