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Canada’s National Machinery &
Heavy Equipment
Collection Agency

MetCredit. We get it.®
Quincy standing in front of heavy equipment

Heavy Equipment Debt Collection With a Focus on Respect

When things begin to go wrong in the construction, energy, agriculture and other large-scale industries, there is a massive ripple effect. Smaller, poorly capitalized operators are often impacted first and hardest, leaving suppliers in the lurch and creating a domino effect of debt collection issues across the supply chain. Heavy equipment and machinery sales, rentals, leasing and financing companies all suffer when their bills suddenly stop being paid because of a slowdown—right when the revenue is needed to avoid crippling consequences.

At MetCredit, we have been a partner to a broad range of heavy equipment businesses for more than four decades. MetCredit is Canada’s top national collection agency, with offices across the country and licensed and bonded in all provinces and territories. As such, we’re ideally structured as a heavy equipment and construction industry collection agency.

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Debt collection is a delicate art.

Our highly experienced commercial collections department team becomes an extension of your own Accounts Receivable department. We provide complete reporting and documentation, and our Online Automated Recovery System allows for true, real-time access to your assigned accounts. We don’t get paid until we collect, and MetCredit has among the industry’s highest success rates for heavy equipment industry collections.

We help with:

  • Heavy equipment financing deficiencies
  • Equipment lease defaults
  • Machinery payment defaults
  • Equipment rental collections
  • Agricultural and farm implement financing deficiencies
AI chip

Applied Artificial Intelligence for Faster Debt Collection

MetCredit leverages proprietary AI algorithms and predictive intelligence to know when a debtor is most likely and most able to make a payment. It’s one of the reasons no other collection agency collects faster or more effectively.

What our customers say

“I wish we’d found MetCredit sooner, because it could have saved us a fortune in bad debt write-offs. We’ve made you a part of our receivables management process, putting ‘Submit File to MetCredit’ right in our manual when an account reaches a specified number of days. It takes infuriating stall tactics out of the equation.”

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Collect Debt the
Easy Way – Online.

Only at MetCredit.

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Load Unlimited
Customer Files
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Send Accounts
Day or Night
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See All Your Files
In One Place
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Get the Top-Performing Credit Bureau Reporting Collection Agency.

MetCredit’s nationwide leadership in the Debt Recovery and Commercial Collection Agency industries is rooted in a half-century of professional, reliable service with the highest ethical standards of conduct. We proudly sustain the debt recovery industry’s highest success rates, and numerous clients have trusted MetCredit for decades. We report delinquent and paid accounts to Transunion, Equifax and Dun & Bradstreet — as well as regional and specialized credit bureaus across Canada.

No collection agency works harder or collects faster.

Learn More

A legacy of homegrown excellence.

Founded in 1973, MetCredit’s leadership in the debt recovery and commercial collection agency industries is deeply rooted in an unwavering dedication to providing professional, reliable service and the highest ethical standards of conduct. Our practices and training are built around the importance of respect to our colleagues, our clients, their customers—and our clients’ brands. It’s central to our Code of Ethics and a critical focus that distinguishes us from all other collection agencies.

Code of ethics

Business owners know they’ll encounter hard to collect accounts receivable during their company journey. It’s ok to lean into MetCredit’s expertise. Be proactive and talk to us now, so you know exactly how to handle that scenario.

Know us. For when you need us.
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Make MetCredit Your Heavy Equipment Collection Agency, & See the Difference in Your Bottom Line.