Cross-Border Debt Collection Agency in Canada & the U.S.
With the world’s longest undefended border stretching 8,892 kilometres (5,525 miles), Canada and the United States are one another’s biggest trading partners.
Our two countries have many things in common, and businesses often have customers on both sides of the 49th parallel. It’s usually a great thing, but can create some large challenges when a customer on the other side fails to pay a bill or defaults on a loan.
Debt Collection in Canada for US Businesses
If your business is located in the United States and needs to collect overdue accounts in Canada, MetCredit is your go-to collection agency. We’re licensed and bonded in all provinces and territories, with physical offices in four Canadian cities. That empowers us to collect both commercial and consumer debt, including in Quebec where a physical office is legally required for B2C debt recovery.
Debt Collection in the US for Canadian Companies
For businesses located in Canada who serve US customers, MetCredit USA is able to collect consumer debt in the states of New York and Pennsylvania and B2B or commercial debt in all 50 US states and 5 territories.
Applied Artificial Intelligence for Faster Debt Collection
MetCredit leverages proprietary AI algorithms and predictive intelligence to know when a debtor is most likely and most able to make a payment. It’s one of the reasons no other collection agency collects faster or more effectively.
“MetCredit helped us for years to collect from customers in Canada who were slow to pay. When we began selling to US customers, they were a natural transition. It has worked out very well.”
Get the Top-Performing Credit Bureau Reporting Collection Agency.
MetCredit’s nationwide leadership in the Debt Recovery and Commercial Collection Agency industries is rooted in a half-century of professional, reliable service with the highest ethical standards of conduct. We proudly sustain the debt recovery industry’s highest success rates, and numerous clients have trusted MetCredit for decades. We report delinquent and paid accounts to Transunion, Equifax and Dun & Bradstreet — as well as regional and specialized credit bureaus across Canada.
No collection agency works harder or collects faster.Learn More
A legacy of homegrown excellence.
Founded in 1973, MetCredit’s leadership in the debt recovery and commercial collection agency industries is deeply rooted in an unwavering dedication to providing professional, reliable service and the highest ethical standards of conduct. Our practices and training are built around the importance of respect to our colleagues, our clients, their customers—and our clients’ brands. It’s central to our Code of Ethics and a critical focus that distinguishes us from all other collection agencies.
We take on all costs upfront and there are no fees until we collect. With MetCredit, you can rest assured your cross-border accounts are always handled ethically and appropriately.